The Fair Housing Act looks at two areas, the sale or rental of housing, and mortgage lending. It prohibits actions that are based on race, color, national origin, religion, sex, familial status, or disability.
The actions that are based on these terms that are prohibited are:
• refusal to sell or rent;
• refusal to enter into negotiations for housing;
• making housing unavailable or inaccessible;
• requiring different terms, conditions, services, facilities, or privileges;
• lying about housing being available;
• persuading owners to sell or rent (blockbusting);
• denying access or membership to a service that aids in the selling or renting;
• refusal to make a mortgage loan;
• refusal to provide loan information or applications;
• imposing different terms, conditions, and fees;
• appraisal in a different manner; and,
• refusal to purchase a loan based on the above.
In addition, the Fair Housing Act states that it is illegal for anyone to threaten, coerce, intimidate, or in any manner interfere with a person who is exercising his or her fair housing rights or assisting someone who is exercising his or her rights. It is also illegal to advertise in a manner that promotes discrimination on any of the above terms.