Sit down and put yourself and your family on a budget. When working out a budget, review all current expenses and ask, “What am I spending money on?” Knowing where your money goes will allow you to decide what areas you can trim and what costs are fixed. A budget will help you decide the price range of the home you can afford. Once you are a homeowner, a budget lets you save for those important things like a new roof, new furniture, or a nice vacation away from the house.
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