No. Most of what is written misses the point. The real problem is the type of loan. In 2005, the same warnings were in it about adjustable rate mortgages and hybrid loans. People who got a mortgage loan other than a fixed rate mortgage were taking the risk that when the mortgage adjusted or was recast, the payment would be more than they could afford.
The advice is the same today. If it is the only way you can buy a home, you may want to take the risk. If it is the only way you qualify for your dream home, though, you are taking an unnecessary risk that is ill-advised.
Most who are in trouble today simple did not do their homework, or listened to greedy lenders and mortgage brokers. They did not work out the worst-case scenario and prepare for it by budgeting.