HUD is the U.S. Department of Housing and Urban Development. It helps people by a variety of programs that develop, financially support, and oversee the laws on affordable housing. HUD makes loans available for lowerand moderate-income families through the Federal Housing Administration (FHA) mortgage insurance program and through the HUD Homes programs. HUD owns properties throughout the United States and offers them for sale at lower financial terms. HUD also, as a very active and powerful arm of our government, protects consumers through the Fair Housing Laws.
Before you go any further, visit the HUD website at www.hud.gov. This site has the most extensive collection of information on every aspect of housing, it will take you days to see it all.