Yes. Talk to your lawyer or accountant. Talk to the real estate officer at your bank. Call the approved counselors from the FHA website, the Fannie Mae website, the Freddie Mac website, or even the MGIC website. You do not have to talk to all of these people. One or two phone calls should get you to a qualified person.
Once you have found a good counselor, make an appointment. Then make a list of questions to ask about the possibilities of avoiding foreclosure based on the alternatives previously mentioned. When you get the advice, follow up on it immediately. This is not a time for procrastination.
One of the most important things you can do is stay in the house until the foreclosure sale. You become ineligible for many of the programs designed to save you from foreclosure if you are not occupying the property.
All the information you need for counselors can be found at the HUD website, www.hud.gov. Do not get involved with anyone who says foreclosure can be stopped immediately. This is either a scam or someone who wants you to file bankruptcy. Bankruptcy may be an option, but not until you are familiar with all your choices.